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Best Cashback Apps 2026

Get paid to shop. We ranked 8 cashback apps by how much they actually save you.

#AppCashbackSignup BonusRating
1Rakuten1-40%$30 with first $30 purchase4.7
2Ibotta$0.25-$5 per item$20 welcome bonus4.6
3Fetch RewardsPoints per receipt2,000 points with first receipt4.8
4Dosh1-10%$5 with first linked card purchase4.3
5TopCashback1-40%$15 with first $10 purchase4.5
6Checkout 51$0.25-$3 per itemNone4.2
7ShopkickPoints (kicks)Varies4.1
8Swagbucks1-10% + surveys$10 with first $25 purchase4.4
1

Rakuten

4.7/51-40%Online + In-Store

The king of cashback. Rakuten offers up to 40% cashback at 3,500+ stores including Walmart, Macy's, Nike, and Sephora. Link your credit card for in-store cashback too. Payouts are quarterly.

Signup Bonus$30 with first $30 purchase
PayoutCheck or PayPal
Min Payout$5
Best ForOnline shopping cashback
2

Ibotta

4.6/5$0.25-$5 per itemGroceries + Online

Ibotta specializes in grocery cashback. Add offers before you shop, scan your receipt, and earn cash back on everyday items. Also works for online shopping at 2,000+ retailers.

Signup Bonus$20 welcome bonus
PayoutPayPal, Venmo, gift cards
Min Payout$20
Best ForGrocery shopping cashback
3

Fetch Rewards

4.8/5Points per receiptReceipt scanning

The simplest cashback app. Just scan any receipt from any store and earn points. No need to select offers beforehand. Points convert to gift cards at Amazon, Target, Starbucks, and more.

Signup Bonus2,000 points with first receipt
PayoutGift cards
Min Payout$3 (3,000 points)
Best ForEasiest cashback — any receipt works
4

Dosh

4.3/51-10%Automatic

Link your debit or credit card and Dosh automatically gives you cashback when you shop at partner stores. No scanning, no clicking — it just works in the background.

Signup Bonus$5 with first linked card purchase
PayoutPayPal, Venmo, bank transfer
Min Payout$25
Best ForFully automatic cashback
5

TopCashback

4.5/51-40%Online

TopCashback often beats Rakuten on cashback rates and has no minimum payout threshold. It's particularly strong for travel bookings, insurance, and financial products.

Signup Bonus$15 with first $10 purchase
PayoutPayPal, bank transfer, gift cards
Min Payout$0.01
Best ForHighest cashback rates
6

Checkout 51

4.2/5$0.25-$3 per itemGroceries

Similar to Ibotta but simpler. New offers every Thursday. Snap your receipt after shopping and earn cashback on selected grocery items. Works in both the US and Canada.

Signup BonusNone
PayoutCheck
Min Payout$20
Best ForCanadian & US grocery savings
7

Shopkick

4.1/5Points (kicks)In-Store + Online

Earn "kicks" (points) for walking into stores, scanning barcodes, making purchases, and watching videos. Convert kicks to gift cards at your favorite retailers.

Signup BonusVaries
PayoutGift cards
Min Payout$2 (500 kicks)
Best ForEarning rewards just for walking into stores
8

Swagbucks

4.4/51-10% + surveysOnline + Surveys

Swagbucks offers cashback on shopping plus earning opportunities through surveys, watching videos, searching the web, and playing games. Very versatile earning platform.

Signup Bonus$10 with first $25 purchase
PayoutPayPal, gift cards
Min Payout$3
Best ForMultiple ways to earn beyond shopping

Maximize Your Cashback

  • Stack apps. Use Rakuten for online cashback + Ibotta for groceries + Fetch for every receipt. They don't conflict.
  • Use a cashback credit card too. Cashback apps stack with credit card rewards for double (or triple) dipping.
  • Check rates before buying. Cashback rates vary between apps — compare Rakuten vs TopCashback for the best rate.
  • Don't forget signup bonuses. New users can earn $50-100+ just from signup bonuses across these apps.

Last updated: February 2026 · Browser Extensions · Coupon Tips